Friday, March 7, 2014

Basic Steps to Purchasing a Home in the Kansas City Area

By understanding the order of necessary steps to buying Kansas City homes, home buyers can save time and resources.  Let us review the overall home-buying process to ensure the best outcomes when purchasing homes in Kansas City or in her suburbs, like Shawnee, Overland Park, Leavenworth or Olathe real estate.

At times, buyers put the cart before the horse.  They may look for desirable homes in Johnson or Leavenworth counties without first obtaining professional input from a Realtor or lender.  The ideal process goes more like this: 

     A)     Contact Shelly O'Boynick a licensed Realtor in Kansas and Missouri.   

From the bountiful options in Kansas City real estate, I will help you determine the type of home that fits your needs and price range.  I will explain all of the pertinent agency laws and make sure that you understand the position of a buyer's designated agent.  In addition, then I will go over the entire process of buying a home.

B) Obtain pre-approval from a lender

Many home buyers interview several lenders before choosing one.  During the interviews, the home buyer can learn about various options for financing.  Once you decide on a lender, ask for estimates of future expenses. 

The lender will obtain a substantial amount of financial information from each buyer.  Then the lender will run a credit check and assess all of the facts.  Depending on your financial circumstances, the lender may request additional information.  After the information is processed, the lender will offer a pre-approval.  Ask for it in writing. If you need a list of lenders to call, please contact me. Contact information below. 

C) Tour neighborhoods and houses

After I have gathered information pertinent to your home buying needs,  I will send you a number of current listings showing homes that fit your goals.  I will set up viewings and accompany you to the homes you select. 

D) Make an offer

After making a final choice, it is time to write an offer.  If the offer is accepted, the buyer can have an inspection of the home.  The lender will order an appraisal.  Generally, "unacceptable conditions" are revealed by the inspection.  During this period, the real estate agents for the buyer and seller may negotiate a compromise or move directly to schedule the closing on the home.

Please give me a call or email me and I will help you through the home buying process. 

Shelly O'Boynick
Realtor, Broker Associate
RE/MAX Realty Suburban
12701 W. 87th Street
Shawnee Mission, KS 66215

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